Find out What the Insurance Companies Don't Want You to Know

All too often, injured individuals are misinformed about their legal rights and options following a work-related injury. Most insurance companies will do their best to take advantage of you and your situation. However, you do not have to let yourself be consumed by their greed and unethical practices. At the Kmiec Law Offices, SC, we will ensure you that you understand your rights, and we will help you advocate them. Read on to learn more about the things you should know, but that your insurance company will never tell you.

Medical care: After your injury, your employer's workers' compensation carrier will often send you to a doctor for an independent medical examination (IME). It is important to understand that this doctor is not independent. In most cases, doctors that perform IMEs will do or say whatever it is the insurance company wants. Additionally, many of these doctors do not even work within a medical facility. If the insurance company handling your claim tells you that you must have an IME, you are required to go. However, you should immediately contact the Kmiec Law Offices, SC, before or after your appointment.

Pre-existing conditions: If you have a pre-existing condition like arthritis, carpal tunnel or any other type of repetitive stress injury, it is extremely important that you inform your doctor of your work activities, including the number of times you lift, bend or twist; if there are weights; or any other activity that causes undue stress upon your body. An aggravation of a pre-existing condition can be caused by a number of factors, including repeated work activities, as well as new injuries as the result of work-related conditions. Providing this information to your doctor is critical. If you would like to discuss whether your injury could be considered work related, please contact Kmiec Law Office, S.C.

Workers' compensation claims: Oftentimes, after an employee is terminated, quits or retires, his or her workers' compensation claim will still exist. The last employer to contribute to your injuries is responsible for the entire workers' compensation claim for any injury caused by workplace exposure. Workplace exposure claims usually involve workers who repeatedly are required to carry and lift objects, over-use their joints and muscles or are exposed to toxic substances. Individuals who are part of a union generally work for numerous employers over the course of their lifetime and sustain micro-traumas which independently wouldn't cause injury, but over the course of time can cause significant and disabling injuries. Workers' compensation law provides that the employer for whom the employee last worked before missing time on the job for the injury is responsible for the entire workers' compensation claim. Even if treatment for an injury is not obtained until employment is ended by retirement, termination or voluntary leave, the last day of work is determined to be the date of injury. Therefore, many claims will still survive even after an employee leaves his or employer.

Letting You In on Insurance Company Secrets

Our lawyers are here to help you recover the benefits you deserve following a work-related injury. To speak with one of our Milwaukee, Wisconsin, attorneys about your options, please call us at 800-578-8674. You may also contact us online.